“Bhikkhus, possessing three factors, a shopkeeper is incapable of acquiring wealth not yet acquired or of increasing wealth already acquired. What three? Here, a shopkeeper does not diligently apply himself to his work in the morning, in the middle of the day, or in the evening. Possessing these three factors, a shopkeeper is incapable of acquiring wealth not yet acquired or of increasing wealth already acquired.
“So too, possessing three factors, a bhikkhu is incapable of achieving a wholesome state not yet attained or of increasing a wholesome state already attained. What three? Here, a bhikkhu does not diligently apply himself to an object of concentration in the morning, in the middle of the day, or in the evening. Possessing these three factors, a bhikkhu is incapable of achieving a wholesome state not yet attained or of increasing a wholesome state already attained.
“Bhikkhus, possessing three factors, a shopkeeper is capable of acquiring wealth not yet acquired and of increasing wealth already acquired. What three? Here, a shopkeeper diligently applies himself to his work in the morning, in the middle of the day, and in the evening. Possessing these three factors, a shopkeeper is capable of acquiring wealth not yet acquired and of increasing wealth already acquired.
“So too, possessing three factors, a bhikkhu is capable of achieving a wholesome state not yet attained and of increasing a wholesome state already attained. What three? Here, a bhikkhu diligently applies himself to an object of concentration in the morning, in the middle of the day, and in the evening. Possessing these three factors, a bhikkhu is capable of achieving a wholesome state not yet attained and of increasing a wholesome state already attained.”